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What Are The 5 Benefits Of Online Travel Insurance? | INSURANCE

What are the 5 benefits of online travel insurance?

What is online travel insurance? Why is travel insurance so necessary?

The most enjoyable experiences don't usually happen when you're at home. But when you are traveling with friends or family.

Of course we don't want to be exposed to the risk of being infected with COVID-19, therefore we still have to be careful and comply with health protocols while on vacation. But besides the risk of being infected with COVID-19, there are various risks that you need to anticipate, you know.

Starting from small risks, such as lost luggage or delayed flights, to more serious risks, such as medical costs and the risk of death. Therefore, you need to anticipate with travel insurance protection.

What are the benefits of travel insurance anyway? Come on, check out the following content!

What are the 5 benefits of travel insurance?

1. Compensation for delays/cancellations of departure

Delays or cancellations of departures can occur on any public transportation, from planes to trains. Not only that, usually this incident occurs unexpectedly.

Therefore, it is better if you buy travel insurance. Usually this type of travel insurance can be obtained together with the transportation ticket and only needs to be paid once.

If your plane or train is delayed or canceled, you can also file a claim and be given compensation. However, it's a good idea to find out first what form of compensation is being given because it can vary depending on the insurance company that provides it.

2. Provide guarantee for baggage

Unfortunately cases of lost or damaged luggage are not uncommon. Therefore, travel insurance is also usually equipped with a guarantee or compensation if something happens to your luggage.

3. Provide medical cost protection

Traveling out of town, especially abroad, can bring new risks of disease. Not only is the problem of the COVID-19 disease going on, but you can be infected with other diseases that are endemic in the area you visit. Other risks, such as falls or accidents, can also occur and result in your needing to be hospitalized. Find the nearest hospital from where you live.

Fortunately, several types of travel insurance also cover the cost of medical care when you are traveling. Alternatively, certain health insurance can also protect you from the risk of hospitalization outside the city or even abroad.

4. Compensation for the risk of death

Of course we want our journey to be healthy and return home safely. But in reality, we don't know when we will close our age and where. Because of that, several types of travel insurance also include death protection, such as sending the bodies back to their homeland, to compensation for the families left behind.

In addition to travel insurance, it's better if you have life insurance. This product is especially important if you are the main breadwinner in the family. If something bad and inevitable happens to you, your family will still be protected financially.

5. Extra protection during the holidays

Most people travel during national holidays. For example Eid, Christmas, New Year, or other red dates. So, if you like traveling on red dates, make sure you have the right travel insurance protection.

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